Workers in Mississippi who have to cope with the financial consequences of on-the-job workplace injuries will likely feel anxious. Their abilities to care for their families in such challenging circumstances might be jeopardized. Along with mounting medical bills, temporary disabilities can cause income loss, which can exacerbate the impact on the financial stability of victims. Fortunately, the state-regulated workers’ compensation insurance program typically has the backs of injured workers.
Many workers have no experience in dealing with workers’ compensation because they have never before suffered occupational injuries. Those who are not familiar with the program might have questions about the benefits to which they are eligible. Although the relevant laws might differ from one state to the next, the primary benefits are similar. They all pay for medical expenses, including doctors’ bills, physical therapy, hospitalization and even travel expenses to and from doctor’s appointments.
Workers who suffer temporary disabilities that prevent them from returning to work within a specific number of days might be eligible for benefits to cover a portion of lost wages. Victims of workplace accidents who are left with permanent disabilities might be eligible for vocational rehabilitation. This is if the employer cannot provide accommodation by offering alternative or modified duties. Rehabilitation could teach them new skills that could lead to alternative occupations.
While knowing that these benefits could ease the financial burden after a workplace accident, the navigation of the benefits claims process could be challenging, especially at such a difficult time. Fortunately, an attorney with experience in dealing with the Mississippi workers’ compensation system can help. Legal counsel can navigate the benefits claims process and work to obtain maximum benefits under applicable laws.