Being hit by a car can be a traumatic experience, especially if the driver is uninsured. Pedestrians struck by uninsured drivers have several options to seek compensation for their injuries.
Understanding these options can help ensure that those injured get the support they need during recovery.
Consider personal injury protection (PIP) coverage
In some cases, you may have personal injury protection (PIP) coverage as part of your auto insurance policy. PIP coverage is designed to pay for medical expenses and lost income regardless of fault. Check if you have this coverage, as it can provide quick compensation for your injuries.
Look into state assistance programs
Mississippi offers some state programs that might provide assistance to victims of uninsured drivers. You can explore options like crime survivor compensation programs, which may help with medical bills and related expenses in certain situations.
Using health insurance to cover medical expenses
If uninsured motorist coverage is not available or is insufficient, pedestrians may use their health insurance to cover medical expenses. While this may not cover all costs, it can help pay for initial treatment and ongoing care. Health insurance can be an important resource for managing medical bills until other options for compensation are explored.
Filing a personal injury lawsuit
Another option for injured pedestrians is to file a personal injury lawsuit against the driver. Even if the driver is uninsured, they may have other assets that can be used to pay for damages. In some cases, the court may issue a judgment requiring the driver to pay for medical expenses, lost wages, and other damages. Working with an experienced personal injury attorney is helpful for building a strong case and pursuing all available avenues for compensation.
Seeking justice after an uninsured driver accident
Pedestrians hit by uninsured drivers have options to recover damages. Understanding these options and seeking professional guidance can help injured individuals get the compensation they need to recover and move forward after a traumatic accident.
