Car accidents are an unfortunate but real threat during your Mississippi commute.
Knowing what to do ahead of time can save you from making snap decisions under extreme stress.
1. Pull over to a safe location
Pull over as soon as it is safe to do so. Traveling too far away from the accident scene may complicate things and make it look like your intent was to flee the scene.
2. Check for injuries
Examine yourself and your passengers for visible injuries before exiting the car. If anyone needs urgent medical care, render aid until help arrives.
3. Report the accident
Call the police to report the accident. In Mississippi, you must notify the authorities if the accident involves injuries, death or property damage that seemingly exceeds $500.
4. Exchange information
Take down the other driver’s name, phone number, address, license number, insurance info and details of their vehicle, such as make, model, color, plate number and VIN. Do not admit fault in your conversation. A statement as simple as “I am so sorry” may imply guilt.
5. Document the scene
Photograph the scene if you are able. Capture vehicle damage and location, and write down any other pertinent details.
6. Seek medical care
Do not put off medical care. Get a thorough checkup right away to identify or rule out injuries.
7. File an insurance claim
Mississippi is a pure comparative negligence state, which means you can collect damages in proportion to the other driver’s responsibility for the accident. However, avoid communicating with the insurance company without the guidance of experienced counsel.
Dealing with the aftermath of a car accident can be a frustrating challenge. Keep these things in mind to help you prepare.