A car accident is a stressful, disorienting experience, and you may find yourself unexpectedly in one someday.
. Taking the proper actions immediately after the accident is the best way to ensure everyone’s safety and set the stage for an efficient legal process.
1. Make sure everyone is safe.
First, examine yourself and your passengers for injuries. If anyone has an injury, call 911 — even if the injury appears minor. Some types of serious injuries may not be evident immediately after the accident despite their severity, but will worsen later without prompt treatment. Medical professionals are the only ones who can properly assess the situation and determine what type of aid is necessary, so it important that you do not avoid going to the hospital, as you never truly know what injuries you may have.
2. Move your vehicle off the road, if possible.
If your vehicle is still driveable, Mississippi state law permits you to transfer your vehicle to the shoulder. Moving your car away from the road (if it’s safe to do so) will prevent further accidents and allow the flow of traffic to continue.
3. Exchange information with other drivers.
Once the scene is as safe and stable as possible, exchange information with all other drivers involved in the accident, including names, addresses, phone numbers, driver’s license numbers, license plate numbers, and insurance details.
4. Document the scene of the accident.
Take photos of the accident for your insurance claim. Try to capture the positions of vehicles, visible damage, road conditions, and any relevant street signs or traffic signals.
5. Report damage exceeding $500 to the police.
In Mississippi, you are required to report to the police any car accident that results in death, injury, or more than $500 in property damage so they can create an official report of the event. Additionally, the police will create an accident report, which you can submit to your insurance company so you can file a claim and seek any potential damages.
6. Contact your insurance company.
Notify your insurance company about the accident. Give them a factual account of what happened without speculating about fault or responsibility. Your insurance company will guide you through their process, which may include sending an adjuster to evaluate vehicle damage.
No one imagines they’ll be involved in a car accident — but if you do find yourself in this unfortunate scenario, just remember these steps. Approaching the situation with a plan is the best way to ensure a safe and fair outcome for everyone.
